This privacy policy sets out how KPC CAPITAL ADVISORS PRIVATE LIMITED (KPC CAPITAL) uses and protects any information that you share when you use this website. KPCCAPITAL is committed to ensuring that your privacy is protected at all times. Should we ask you to provide certain information by which you can be identified when using www.kpcadvisors.in or its iOS and android applications (“Website” or the “Site”), you can be assured that it will only be used in accordance with this privacy statement.

KPC CAPITAL may change this policy from time to time by updating this page. This policy is effective from April 1, 2019.

We know that you expect us to serve you in an efficient manner. That requires us to collect and maintain certain information about you. This policy contains the type of information we collect about you, how we use it and what we do to safeguard the information.

By using or accessing the website in any manner, you acknowledge your acceptance to the terms of this privacy policy and have thereby provided your consent for the following ways we use your information.

Definitions

• Services: Services means the services provided in the terms and conditions, from time to time
• Registered User: A person or entity who has an investment account with the site to avail the Services or any part thereof, as provided on the site.
• Policy: This Privacy Policy
• Use: Implies to browse, access, view, copy, availing services or other benefit from using the site
• User: Any person or visitor or registered user or registered partner or registered affiliate; who views, browses, accesses and/or uses the site.
• Partner: AMFI registered ARN holder associated with KPC for facilitating investments for its investors
• Affiliate: An affiliate who passes on leads to KPC in any manner

What we collect

• Name and contact details
• Personal information, including date of birth, Aadhaar Number, and Permanent Account Number (PAN) and other information required in accordance with the KYC norms and other regulatory requirements.
• Demographic information such as gender and income
• We need physical evidence of your personal details like PAN, signed cancelled cheque leaf, to satisfy regulatory requirements and bank details to satisfy your investment instructions.
• Other information that can help us improve our services
• Information we gather through aggregated tracking information derived while user is browsing through the site. This is to better understand the experience of our users and improve our services better to suit your needs.

What we do with the information we gather

• To conduct Know-Your-Customer registration as required by SEBI and/or other regulatory bodies
• To perform compliance checks and keep/maintain internal records
• To use the information to improve our products and services
• To periodically send emails to your registered email address about your investments, or other information which we think you may find interesting.
• You will be free to unsubscribe from our mailing list at any time if you do not wish to receive such emails from us. From time-to-time, we may also use your information to contact you via phone or email for market research purposes.
• KPC CAPITAL shall not be responsible, in the event discrepancy is found,mistmatch in the information provided, in any of the information provided by the user to KPC CAPITAL or its partners or its affiliates.
• We will not sell, distribute or lease your personal information to third parties unless we are required to share such information under the terms and conditions of the products and services you avail, or we are required to do so by law.

What information do we disclose

1. To persons assessing our compliance with industry standards
2. Our Attorneys, Accountants and auditors or as otherwise required by government agencies and other third parties by law. Third parties at times may include third parties executing administrative or marketing services on our behalf. These third parties are prohibited to use any such information, otherwise than for the purpose mentioned in the contract or law.
3. In business transfers. We may choose to buy or sell assets. In these type of transactions, customer information is typically one of the business assets that would be transferred. Also, if we (or our assets) are acquired, or if we go out of business, enter bankruptcy, or go through some other change of control, Personal Information could be one of the assets transferred to or acquired by a third party.

If you decide at some point to either terminate our services or become an inactive registered user, we will continue to adhere to our Privacy Policy, as may be amended from time to time.

Security

• We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

Communication

• We will send registered users communications related to the servicing of your account when necessary to do so.
• We will send registered users service-related announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email.
• You may not opt-out of account servicing communications or service-related announcements, which are not promotional in nature.
• We will send registered users occasional emails updating you about new products, special offers, or other information which we think you may find interesting. You may unsubscribe from these at any time.
• All communications will be sent to the email id that you have provided us. It is your responsibility to update or change that address, as appropriate. If you haven’t provided us with your email address, you will not receive these communications

Website Usage

• When you visit our website we use "cookies" or other similar web tools to enhance the user experience. These tools enable us to maintain your web session while you browse the site as well as helping us provide you with a better, more personalized experience. Our cookies do not contain any personally identifiable information. You may be able to change the preferences on your browser or device to prevent or limit your device’s acceptance of cookies, but this may prevent you from taking advantage of some of our features.
• KPC CAPITAL automatically receives and records information on our server logs from your browser including your IP address, KPC CAPITAL cookie information and the pages you request. We use this information to improve the functionality and usability of our services. Our log files are not tied to personally identifiable information.
• Our advertising partners may also transmit cookies to your browser or device, when you click on ads that appear on the Site.

Links to other websites

• Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over such third-party websites. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites. You should exercise caution and look at the privacy statement applicable to the website in question. Again, this Privacy Policy does not cover the use of cookies by any third parties, and we aren’t responsible for their privacy policies and practices. You should exercise caution and look at the privacy statement applicable to the website in question.
• Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, or any other users are those of the respective author(s) or distributors and not of KPC CAPITAL.

Controlling your personal information

• We restrict access to your non-public personal information to those employees who need to know that information to service your account. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. Unauthorized entry or use, hardware or software failure, and other factors, may compromise the security of user information at any time. If you think that the security of your account has been compromised, change your password and contact us immediately for further assistance at contact@kpcadvisors.in.
• If you believe that any of your information with us is incorrect or incomplete, please email us as soon as possible at contact@kpcadvisors.in. We will promptly correct any information found to be incorrect.

Security certificates

• KPC CAPITAL is an online financial services company. We fully recognise and understand the security implications of being a service provider with whom people trust their money. There are many safeguards we adopt in this regard – some of these are technical, and some are structural.
• When it comes to data security, our goal is to ensure that:
• Your data is stored safely and securely – passwords are one-way encrypted before being stored in the database for high security.
• All communication with you, or with mutual fund companies and other service providers – are encrypted using the highest standards.
• Your data is not shared with anyone, unless you have explicitly requested us to do so to fulfil a transaction request.
• To ensure that we achieve these goals, we have a variety of certifications/trust verifications in place for our firm, both from technical and legal/operational perspectives. All our communications are encrypted by 256-bit encryption, and our data is hosted with top-tier hosting service providers. Also, our data is continuously backed up to ensure continuity of operations.
• These certifications are continuously updated by regularly auditing our technical infrastructure for full security compliance.

Changes to our Privacy Policy

• This Privacy Policy is published on the website in compliance with Regulation 4 of the (Indian) Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011.
• Our policy about obtaining and disclosing information may change from time to time. If you use the Site after any changes to the Privacy Policy have been posted, that means you agree to all of the changes. Use of information we collect now is subject to the Privacy Policy in effect at the time such information is used.

Agreement

• This Privacy Policy along with the Site Terms and Conditions and any other relevant policies or disclosures contains the entire understanding and agreement between you and us and supersedes any and all prior understandings relating to Website. This Policy cannot be changed or terminated orally. If any provision of this Privacy Policy is held to be illegal, invalid or unenforceable, this will not affect any other provisions and the Privacy Policy will be deemed amended to the extent necessary. Any provision which must survive in order to allow us to enforce its meaning, shall survive the termination of this Privacy Policy. This Privacy Policy should be at all times read along with the Terms and Conditions and any other policies of the Website.

Legal Obligation

• KPC CAPITAL is bound by the Information Technology Act, 2000, and comply with all its provisions. In accordance with the Section 43A of Information Technology Act, 2000, KPC CAPITAL is obliged to maintain reasonable security procedures to safeguard you data.
• In accordance with Regulation 4 of the Information Technology (Reasonable Security and Procedures and Sensitive Personal Data or Information) Rules, 2011, KPC CAPITAL is obliged to provide every registered user of the Website with a readable copy of the information that it keeps about you. If the user would like to have a copy of the same, user can reach out to us at contact@kpcadvisors.in. As an added security measure, we may require additional proof of identity prior to such disclosure.

Contact us

• For questions related to updating or changing your account information or any other information provided by you and for your valuable feedback regarding this Privacy Policy, please send e-mail to contact@kpcadvisors.in.